No jargon. No runaround. Just clear answers about our personal loan products and process.
Grace Financial Solutions offers personal loans ranging from $10,000 to $100,000. The amount you qualify for depends on your credit profile, income, and other financial factors.
Rates start as low as 5.99% APR. Your exact rate depends on your credit score, income, loan amount, debt-to-income ratio, and selected term.
All Grace Financial Solutions personal loans are unsecured, so no home, vehicle, or other collateral is required.
Common uses include home improvements, medical costs, education, weddings, transportation, business startup costs, and consolidating higher-interest personal loans.
No. You may pay off your loan early without a prepayment penalty.
No. Rates, fees, and terms are disclosed before you sign.
Use the Apply Now page or call 800-702-7815 to speak with a loan specialist.
No. The initial rate check uses a soft credit inquiry. A hard inquiry is only performed if you proceed with a full application.
Most applicants complete the online application in under 5 minutes. Document verification may take additional time.
Typically: a government-issued photo ID, proof of income, proof of address, and bank account details for direct deposit.
Most completed applications receive a decision within 24–48 hours.
After approval and signing, funds are typically deposited within 1–2 business days.
We work with a range of credit profiles. Higher scores generally qualify for lower rates, but applicants with fair credit are encouraged to check available options.
You must demonstrate a reliable source of income, which may include employment, self-employment, retirement income, or another verifiable source.
Yes. Existing debt does not automatically disqualify you. Eligibility depends on your overall financial profile.
Grace Financial Solutions currently serves clients in 48 U.S. states. Contact support to confirm availability in your state.
The website uses 256-bit SSL encryption to protect personal and financial information.
No. Personal information is not sold or rented for third-party marketing purposes.
Call 800-702-7815 Monday–Friday, 8am–8pm EST, or email support@gracefinancialsolutions.com.
Your dedicated loan specialist remains available after funding, and the general support team can also assist during business hours.
Speak with a loan specialist today — no commitment required.
Call 800-702-7815